Creditors are a kind of people that have the sharpest eyes and ears, as well as the best memories of any in the world. (Location 164)
In short, the way to wealth, if you desire it, is as plain as the way to market. It depends chiefly on two words: industry and frugality. Waste neither time nor money, but make the best use of both. He that gets all he can honestly, and saves all he can, will certainly become rich. (Location 165)